It's taken awhile, but I've transferred most of my bank dealings to a local credit union and have closed out one of two big bank accounts. Still working on moving everything over to the credit union.
One, probably unfounded, fear I have is completely closing that final big bank checking account. I don't fear bringing the balance to zero, but I struggle with closing the account permanently. This fear stems from the modern-day conveniences I have grown accustomed to in recent years. My new credit union has many great perks. But it doesn't have a smartphone app. It doesn't show debit-card transactions immediately. Yet it does have a tiny interest rate on both checking and savings. And I am trying to embrace their old-fashioned website, both on the computer and on my smartphone.
If anyone has any constructive, rational suggestions or thoughts to help me to feel comfortable with letting go 100 percent from my big bank, I greatly appreciate it.
Thank you! And here's to the people!
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